Savings & Investments
We are in a period of low interest rates, and other than quarter point movements up and down in the Bank of England Base Rate, the UK's low inflationary and interest rate period looks set to hang around for the foreseeable future.
Investors sticking to the safety of bank and building society deposit accounts are not achieving the returns that other forms of investment have secured over the last five to ten years. However, with the right savings and investment advice you can take advantage of any of the thousands of savings and investment products that aim to make your money grow and/or provide income.
We can give you advice on the most appropriate investment vehicles:
- tax efficient ISAs
- Investment Bonds
- Unit Trusts & Open Ended Investment Companies (OEICs)
- Investment Trusts
- Venture Capital Trusts
- Income Yielding Investments and Estate Planning Bonds
With so many investment funds from which to choose for each type of investment vehicle, we can make sure you invest in the most appropriate funds for you own risk and reward requirements, now with multi-manager options, and we provide research on the whole investment market for portfolio planning.
In order to make the most of your spare income or capital, independent financial advice on savings and investments will help you manage your money more profitably, and can prove invaluable, by creating your own investment portfolio with appropriate Asset Class diversification and geographical portfolio spreads.
The type of investment that is most appropriate for your needs depends on a number of factors, such as the risk you are willing to take, the amount of income or growth that you require, the desired term of your investment and the rate of tax that you pay.
Whatever type of savings plan you want to put into place, it pays to get savings and investment advice from an IFA.